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  Personal Accident & Group Accident Insurance

Protection You Can Afford. Peace of Mind You Deserve.

Accidents are unpredictable—but preparing for their financial impact doesn’t have to be expensive.
For less than KES 70 per day, you can access Personal Accident Insurance that provides crucial financial support when it matters most.

According to the Kenya Traffic Police, over 4,700 lives were lost in road accidents in 2024—a 5% increase from the previous year.

This figure does not include the thousands more who were maimed or seriously injured.

 

  What is Personal Accident Insurance?

This policy offers financial protection in the event of accidental injury, disability, or death. It cushions you or your dependants against the medical and income-related impact of accidents.


 What is Group Accident Insurance?

Group Accident Insurance extends these benefits to collective groups such as:


  • Families
  • Employees
  • Community groups
  • SMEs
  • Schools or clubs


It’s ideal for organisations that want to safeguard the well-being of their people.


  Why Choose Personal Accident Cover?

  • Affordable—starting from under KES 25,000 per year
  • Fast payout in case of emergencies
  • Customisable for individuals or groups
  • Offers peace of mind for your family or team


What Does the Policy Cover?What Does the Policy Cover?What Does the Policy Cover?

  • Accidental Death: A fixed amount or salary multiple is paid out to your nominated beneficiary.
  • Permanent Disability: A percentage of the cover is paid based on the extent of disability.
  • Temporary Total Disability: Weekly income payments during recovery from an accident.
  • Medical Expenses: Covers treatment costs, including dental and optical.
  • Emergency Evacuation: Costs for immediate medical transport.
  • Artificial Appliances: Covers items like prosthetics, crutches, and hearing aids.
  • Repatriation Expenses: Pays for transporting the deceased back home.


What Does the Policy Cover?What Does the Policy Cover?What Does the Policy Cover?

Premiums are influenced by:

  • Age
  • Occupation
  • Location
  • Current health and lifestyle
    The type and level of cover selected



Get Covered Today

Accidents happen when we least expect them—don’t leave your loved ones financially exposed.

Contact Wealthwise Nexus Insurance Agency today to secure affordable, comprehensive accident insurance tailored to your needs.