Domestic Package insurance protects your home, its contents, and your legal liabilities.

It also covers domestic workers in case of work-related injury or death, and safeguards you against legal claims from third parties affected within or around your property.

There are five key sections under DP Insurance:

Section A: Building – Covers your home's structure (walls, roof, fixtures) against fire, floods, earthquakes, and more.

Section B: Contents – Covers household items like furniture, electronics, and artwork against damage or theft.

Section C: All Risks – Covers portable items like phones, watches, and laptops against theft or accidental damage—even outside the home.

Section D: Domestic Worker Cover – Provides injury or death benefits for house helps, gardeners, or guards employed at home.

Sections E & F: Owner’s & Occupier’s Liability – Covers legal claims for injuries or damage caused to third parties within or due to your premises.

You may choose the relevant sections based on whether you are a tenant, homeowner, or landlord.

Absolutely. Tenants can insure their personal belongings, portable items, and liabilities relating to domestic workers or accidental harm to guests or neighbours.

A home inventory lists your possessions (electronics, appliances, furniture, jewellery).

Recording serial numbers and keeping receipts or manuals helps you:

• Accurately value your cover
• Speed up claim processing
• Avoid underinsurance or disputes

While home insurance is renewed annually, you should review your cover whenever you:

• Install new security features
• Renovate or expand your home
• Make significant purchases (e.g. electronics or art)

If your house will be unoccupied for 8 consecutive days or more, inform your insurer.

Some covers may pause unless you arrange extended protection—possibly at a small additional cost.