Skip to main content

Occupational Pension Plans

Reward Your Team. Prepare Them for Tomorrow.

A retirement benefits plan sponsored by an employer for its employees — and a strategic way to enhance your staff welfare package.








What Is an Occupational Pension Plan?

An Occupational Pension Scheme allows employers to contribute toward their employees’ retirement savings. It may be structured as a defined contribution plan and is typically managed by an approved insurance provider.


Key Features:

  • Employer + Employee Contributions: Contributions can be shared or fully employer-funded
  • Structured Benefits: Flexible design allows for vesting rules, gratuity options, and withdrawals
  • Tax-Exempt Contributions: Up to KES 30,000/month per employee is exempt from PAYE
  • Contract Out of NSSF Tier II: Comply with pension reforms and offer better benefits than NSSF Tier II
  • Annual Statements & Governance: Full regulatory compliance via Retirement Benefits Authority (RBA)


Who It’s For:

    ✔ Employers seeking to attract and retain talent

    ✔ Organisations seeking to contract out of NSSF Tier II

    ✔ Corporates looking to provide competitive employee benefits



Future-Proof Your Workforce.

Stay Compliant. Stay Competitive.

Offer your employees more than a salary — give them a secure tomorrow.

👉 Set Up Your Occupational Pension Plan